Perspectives, July 2026
SMSF residential borrowing may end in 2027: advising clients now
Welcome to Lydian Private Office Perspectives, a monthly briefing designed for trusted advisers and partners working with high-net-worth clients.
Each edition brings together practical insights, real transaction experience, and market intelligence from across our network - with a focus on where lending strategy intersects with broader wealth outcomes.
Our goal is simple: to equip you with ideas, structures, and conversations that add value to your clients.
Feel free to share this with colleagues, friends or clients who may benefit.
Market Observations
Key Takeaways:
- Proposed end of SMSF residential borrowing from July 2027
- Auction clearance rates fall to six-year lows
- National dwelling prices record a third consecutive monthly decline
- Sydney and Melbourne continue to soften while Perth remains resilient
- Banks remain divided on the path of interest rates