Lydian Private Office.
Using debt as a strategic advantage.
High-net-worth families and professionals operate in a world where financial decisions carry greater complexity, sensitivity, and consequence.
At Lydian Private Office, we provide tailored lending and structuring solutions designed specifically for this environment. The team has over 50 years of combined experience across Private Banking and specialist finance. We act as a trusted adviser, delivering outcomes that extend well beyond traditional mortgage broking.
Our approach is grounded in discretion, precision, and long-term alignment. Every engagement is handled with the utmost confidentiality, ensuring our clients and partners can operate with confidence at every stage.
Trusted Access to Specialist Lending Solutions
We maintain deep relationships with senior decision-makers across Australia's leading Private Banks, boutique lenders, and alternative funding sources. This allows us to unlock highly tailored lending outcomes not typically available through conventional channels, including:
- Advanced servicing methodologies (e.g. asset-based servicing)
- Lending against complex income structures and company assets
- Higher leverage for prestige and specialised assets
- Bespoke funding strategies across traditional and emerging asset classes
Discreet, Integrated Partnership Model
We work seamlessly alongside financial planners, accountants, family offices, and legal advisers to deliver a cohesive and highly coordinated client experience. Our role is to enhance, not disrupt, existing advisory relationships, providing a layer of expertise that complements broader wealth strategies. Clients and partners benefit from:
- A dedicated, highly experienced support team
- Efficient, detail-oriented execution
- Absolute discretion in all dealings
Strategic Lending for Long-Term Wealth
At this level, lending is not transactional: it is strategic. We focus on structuring debt in a way that supports:
- Wealth accumulation
- Asset protection
- Intergenerational planning
By aligning lending decisions with broader financial objectives, we help clients preserve flexibility, optimise capital, and create enduring financial outcomes.
What you see is
never the whole picture.
Most clients come to us for a better rate or a facility they couldn’t find elsewhere. What they receive is a comprehensive lending proposal, built to protect and grow their position over time.
Private Consultation & Discovery
Bespoke Strategy Design
Lending Proposal
Structuring and Execution
Settlement Support
Ongoing Reviews
People Behind
the Office.
Josh started his career in banking as a personal banker and advisor in 2016. He moved into debt advisory in 2018, working for a fintech start-up and boutique broking firm before starting his own firm in 2024. Josh specialises in long-term debt strategy, business and commercial lending, and private banking.
Contact Josh→Sal began his career in banking in 2008 and moved into Private Banking a few years later, supporting high net worth individuals and their families. Sal specialises in complex residential lending, debt restructuring, relationship management, and holistic debt advice. With almost 20 years of combined private banking and advisory experience, Sal is committed to guiding high net worth families through complex financial landscapes.
Contact Salvador→Andrew's full bio is being finalised and will appear here.
Contact Andrew→Chris's full bio is being finalised and will appear here.
Contact Chris→Sarah's full bio is being finalised and will appear here.
Contact Sarah→Alex takes a relationship-led approach to lending, working closely with clients across Australia to understand their goals before recommending a path forward. Since 2018 he has built his expertise from the ground up, rising to Executive Home Loan Specialist before joining Lydian Private Office as a Senior Adviser. Alex specialises in strategic debt advice, working alongside clients for the long term rather than a single transaction.
Contact Alex→Lachlan began his career as a qualified carpenter before moving into mortgage broking in 2020, bringing a practical understanding of property and construction. He specialises in residential and investment lending, helping clients with property purchases, refinancing, debt structuring and building investment portfolios. Lachlan takes a considered, client-focused approach to understanding each client’s position and structuring lending solutions that support both their immediate needs and longer-term property and financial goals.
Contact Lachlan→With a background in Psychology, Remon brings a client-centred and solution-driven approach to helping individuals and families achieve their financial goals. Over the past two years, Remon has developed strong technical capability in lending strategy, debt optimisation, and policy navigation. His work involves supporting a diverse range of clients, from first-home buyers to sophisticated investors, by structuring solutions that align with their long-term wealth objectives.
Ramsin has joined his brother Remon and the Lydian Private Office with the goal of building a trusted network of referral partners and delivering exceptional finance solutions to clients. Prior to joining, he spent five years at a FinTech company as a Credit & Operations Manager, where he developed extensive experience in credit assessment, lending operations, process improvement, and client relationship management. With a background spanning law, finance, and operations, Ramsin brings a strategic and solutions-focused approach to every client and partner interaction.